What's Covered

List of covered items.

Please note: this list is fairly comprehensive; however, certain items not listed may be covered if deemed to be part of a medical treatment by a licensed medical practitioner

Professional Services

Any service performed by a qualified medical practitioner, including but not limited to the following:

Acupuncturist (qualified)
Gynaecologist
Orthodontist
Practical Nurse (for medical service)
Chiropodist
Massage Therapist
Osteopath
Psychiatrist
Chiropractor
Naturopath
Orthopaedist
Psychoanalyst
Christian Science Practitioner
Neurologist
Paediatrician
Psychologist (if licensed)
Dental Hygienist
Obstetrician
Pharmacist
Registered Nurse
Dental Mechanic
Occupational Therapist
Physician
Speech-language pathologist or speech-language audiologist (treatment for pathological or audio logical impediments)
Ophthalmologist
Dentist
Physiotherapist
Surgeon
Dermatologist
Optician
Plastic Surgeon
Therapeutist or Therapist
Dietician
Optometrist
Podiatrist

Please note: A qualified medical practitioner means a person who is authorized to practice in accordance to the laws of the province and certified according to the practitioner's governing body.

Dental Services

Dental X-Rays
Extracting Teeth
Oral Surgery
Dental Repair and Replacement
Filling Teeth
Straightening Teeth
Examinations
Gum Treatment

Laboratory Examinations and Tests

Blood Tests
Metabolism Tests
Stool Examination
X-Ray Examination
Cardiographs
Spinal Fluid Tests
Urine Analyses

Hospital Services

Anaesthetist
Oxygen Masks, Tent
Vaccines
Hospital Bills
Use of Operating Room
X-Ray Technician

Prescribed Medical Treatments

Diathermy
Bone Marrow or Organ Transplant
Blood Transfusion
Electric Shock Treatments
Healing Services
Hydrotherapy
Injections
Insulin Treatments
Nursing (by Registered Nurse)
Pre-Natal, Post Natal Treatments
Psychotherapy
Radium Therapy
Speech Pathology or Audiology
Ultra-violet Ray Treatments
Whirlpool Baths
X-Ray Treatments

Medicines

Any non-prescription medicines (over the counter), prescribed by a qualified medical practitioner and recorded by a licensed pharmacist.

All Prescription Drugs
Liver Extract - injectable for pernicious anaemia
Tapes or Tablets-for sugar content tests by diabetics, if prescribed
Insulin or Substitutes
Oxygen
Vitamin B12 - for pernicious anaemia

Materials and Apparatus Which are Prescribed by a Recognized Medical Practitioner

An external breast prosthesis
Any device designed to assist walking where the individual has a mobility impairment
Contact lenses
Devices designed to assist a person to use bathtubs, showers, or toilets
Inductive coupling osteogenesis stimulator
Infusion pumps for diabetics, including peripherals
Monitors attached to babies identified as being prone to sudden infant death syndrome
Optical scanners or similar devices for a blind individual to enable him/her to read print
Devices designed to enable individuals with a mobility impairment to operate a vehicle
Devices used by individuals suffering from a chronic respiratory ailment or a severe chronic immune system deregulation
Electronic or computerized environmental control systems for individuals with severe and prolonged mobility restrictions
Electronic speech synthesizers for mute individuals
Orthopaedic shoes or boots
Oxygen tent
Power operated guided chair installation for stairways
Power operated guided lifts and transportation equipment designed to allow access to buildings, vehicles, or to allow wheelchair access to a vehicle
Equipment that enable deaf or mute persons to make and receive telephone calls including visual ringing indicators, acoustic coupler, teletyping, which makes telephone communication possible with other persons
Extremity pumps or elastic support hose to reduce lymph edema swelling
Eye Glasses
swelling Syringes
Synthetic speech systems, Braille printers, and large print-on-screen devices that enable blind persons to utilize computers
Television closed captioning decoders
Heat monitors or pace makers
Hospital beds, if required in home
wigs if required as a result of disease, accident, or medical treatment

Other Expenditures

Ambulance Charges
Specially trained animals to assist blind, deaf, or severely impaired persons, including the cost of its care and maintenance
Canadian Red Cross Home Maker Service
Transportation costs-to hospital, clinic or doctor's office to obtain services not otherwise available
Prescription Birth Control Pills
Victorian Order of Nurses - Home Care
Rehabilitative therapy, Lip reading and sign language training

Other Materials and Apparatus Which Don't Require a Prescription

Any device to aid the hearing of a deaf person including bone conduction telephone receivers, extra loud audible signals and devices to permit volume adjustment of telephone equipment above normal levels
Crutches
Artificial eye
Hernia truss
Artificial kidney machine, including installation, operating costs
Illestomy pads
Artificial limb
Iron lung
Blood sugar level measuring devices for diabetics
Laryngeal speaking aid
Brace for a limb
Spinal Brace
Catheters, catheter trays, tubing, diapers, disposable briefs required by incontinent persons
Wheelchair
Colostomy pads

What's Not Covered

Air conditioners, humidifiers, dehumidifiers, or air cleaners
Maternity clothes
Antiseptic diaper service
Medical expenses for which you are reimbursed or are entitled to be reimbursed from other plans
Birth control devices (Non prescription)
Over-the-counter products (contacts lens solutions, vitamins, supplements, aspirin, bandages, etc)
Cost of missed appointments
Payments to a municipality where the municipality employed a doctor to provide medical services to the residents of the municipality
Gym memberships
Reiki Practitioner
Health programs offered by resort hotels, health clubs
Rolf therapy (unless paid to a physician)
Homeopathic medicaments and herbal supplements
Scales for weighing food
Hospital parking (unless it can be included in long distance travel)
Toothpaste
Illegal operations, treatment or drugs
Umbilical cord blood extraction and storage

IMPORTANT - Provincial Health Care Premiums ARE NOT eligible expenditures.